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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DENALI HOME LOANS
Mortgage Loans and Application Details
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| Mortgage Company Name |
DENALI HOME LOANS |
| Address | 1200 COMMERCE DRIVE SUITE 200
PEACHTREE CITY, GA 30269-3546 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 130 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,063,000 |
| Average Mortgage Loan Amount Applied For | $142,571 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $97,571 |
| Highest Applicant Income | $586,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
127 | $15,406,000 |
$121,000 | $650,000 |
$68,000 | $300,000 |
| Refinancing |
3 | $657,000 |
$219,000 | $400,000 |
$238,000 | $586,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $151,000 |
$151,000 | $151,000 |
$59,000 | $59,000 |
| Black or African American |
46 | $5,580,000 |
$121,000 | $223,000 |
$66,000 | $185,000 |
| Hispanic |
4 | $453,000 |
$113,000 | $175,000 |
$62,000 | $80,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
48 | $5,416,000 |
$112,000 | $300,000 |
$62,000 | $136,000 |
| White |
31 | $4,463,000 |
$143,000 | $650,000 |
$98,000 | $586,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
92 | $10,096,000 |
$109,000 | $650,000 |
$78,000 | $586,000 |
| FHA-insured (Federal Housing Administration) |
29 | $4,225,000 |
$145,000 | $223,000 |
$51,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
9 | $1,742,000 |
$193,000 | $300,000 |
$82,000 | $132,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $1,083,000 |
$108,000 | $175,000 |
$42,000 | $102,000 |
| Application Withdrawn By Applicant |
26 | $3,394,000 |
$130,000 | $650,000 |
$74,000 | $300,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
94 | $11,586,000 |
$123,000 | $400,000 |
$74,000 | $586,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $120,000 |
$120,000 | $120,000 |
$65,000 | $65,000 |
| Credit Application Incomplete |
2 | $110,000 |
$55,000 | $88,000 |
$24,000 | $24,000 |
| Credit History |
2 | $286,000 |
$143,000 | $163,000 |
$69,000 | $102,000 |
| Debt-To-Income Ratio |
4 | $450,000 |
$112,000 | $175,000 |
$34,000 | $48,000 |
| Employment History |
1 | $117,000 |
$117,000 | $117,000 |
$38,000 | $38,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DENALI HOME LOANS by:
Metropolitan Area And
County
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