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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DENMARK STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
DENMARK STATE BANK |
| Address | 103 E MAIN ST
DENMARK, WI 54208-0130 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 264 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,639,000 |
| Average Mortgage Loan Amount Applied For | $61,700 |
| Highest Mortgage Loan Amount Applied For | $409,000 |
| Average Applicant Income | $69,100 |
| Highest Applicant Income | $760,000 |
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| Home Improvement |
75 | $3,741,000 |
$49,000 | $245,000 |
$74,000 | $614,000 |
| Home Purchase |
69 | $9,532,000 |
$138,000 | $350,000 |
$68,000 | $371,000 |
| Refinancing |
120 | $6,366,000 |
$53,000 | $409,000 |
$64,000 | $760,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $35,000 |
$35,000 | $35,000 |
$37,000 | $37,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $1,035,000 |
$147,000 | $227,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
256 | $18,569,000 |
$72,000 | $409,000 |
$70,000 | $760,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
264 | $19,639,000 |
$74,000 | $409,000 |
$68,000 | $760,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $385,000 |
$128,000 | $157,000 |
$92,000 | $115,000 |
| Application Withdrawn By Applicant |
2 | $229,000 |
$114,000 | $119,000 |
$47,000 | $52,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
259 | $19,025,000 |
$73,000 | $409,000 |
$68,000 | $760,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $110,000 |
$110,000 | $110,000 |
$115,000 | $115,000 |
| Debt-To-Income Ratio |
2 | $275,000 |
$137,000 | $157,000 |
$81,000 | $101,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DENMARK STATE BANK by:
Metropolitan Area And
County
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