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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DEPT OF INTERIOR FCU
Mortgage Loans and Application Details
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| Mortgage Company Name |
DEPT OF INTERIOR FCU |
| Address | 12201 SUNRISE VALLEY DR MS 700
RESTON, VA 20192 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,683,000 |
| Average Mortgage Loan Amount Applied For | $220,700 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $283,000 |
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| Home Improvement |
7 | $751,000 |
$107,000 | $288,000 |
$100,000 | $129,000 |
| Home Purchase |
4 | $1,373,000 |
$343,000 | $417,000 |
$87,000 | $118,000 |
| Refinancing |
21 | $4,976,000 |
$236,000 | $417,000 |
$103,000 | $283,000 |
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| American Indian or Alaskan Native |
2 | $312,000 |
$156,000 | $262,000 |
$111,000 | $122,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
15 | $2,970,000 |
$198,000 | $417,000 |
$91,000 | $156,000 |
| Hispanic |
1 | $321,000 |
$321,000 | $321,000 |
$62,000 | $62,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $20,000 |
$20,000 | $20,000 |
$48,000 | $48,000 |
| White |
13 | $3,477,000 |
$267,000 | $417,000 |
$116,000 | $283,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
32 | $7,100,000 |
$221,000 | $417,000 |
$100,000 | $283,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $871,000 |
$290,000 | $417,000 |
$111,000 | $156,000 |
| Application Denied By Financial Institution |
9 | $1,485,000 |
$165,000 | $412,000 |
$89,000 | $129,000 |
| Application Withdrawn By Applicant |
2 | $447,000 |
$223,000 | $417,000 |
$58,000 | $67,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
18 | $4,297,000 |
$238,000 | $417,000 |
$108,000 | $283,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $275,000 |
$275,000 | $275,000 |
$65,000 | $65,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $20,000 |
$20,000 | $20,000 |
$107,000 | $107,000 |
| Debt-To-Income Ratio |
7 | $1,190,000 |
$170,000 | $412,000 |
$90,000 | $129,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DEPT OF INTERIOR FCU by:
Metropolitan Area And
County
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