|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
DEXTER CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
DEXTER CREDIT UNION |
| Address | 934 DEXTER ST
CENTRAL FALLS, RI 02863 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 133 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,615,000 |
| Average Mortgage Loan Amount Applied For | $182,571 |
| Highest Mortgage Loan Amount Applied For | $840,000 |
| Average Applicant Income | $101,428 |
| Highest Applicant Income | $219,000 |
|
|
|
| Home Improvement |
80 | $3,809,000 |
$47,000 | $250,000 |
$68,000 | $152,000 |
| Home Purchase |
9 | $1,475,000 |
$163,000 | $206,000 |
$87,000 | $219,000 |
| Refinancing |
44 | $5,331,000 |
$121,000 | $840,000 |
$76,000 | $175,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $65,000 |
$32,000 | $35,000 |
$86,000 | $92,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
12 | $862,000 |
$71,000 | $250,000 |
$57,000 | $81,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
119 | $9,688,000 |
$81,000 | $840,000 |
$73,000 | $219,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
133 | $10,615,000 |
$79,000 | $840,000 |
$72,000 | $219,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $50,000 |
$50,000 | $50,000 |
$124,000 | $124,000 |
| Application Denied By Financial Institution |
11 | $1,203,000 |
$109,000 | $325,000 |
$57,000 | $106,000 |
| Application Withdrawn By Applicant |
8 | $1,026,000 |
$128,000 | $300,000 |
$66,000 | $102,000 |
| File Closed For Incompleteness |
4 | $320,000 |
$80,000 | $200,000 |
$82,000 | $112,000 |
| Loan Originated |
109 | $8,016,000 |
$73,000 | $840,000 |
$73,000 | $219,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $358,000 |
$71,000 | $226,000 |
$60,000 | $106,000 |
| Debt-To-Income Ratio |
4 | $485,000 |
$121,000 | $250,000 |
$45,000 | $56,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $35,000 |
$35,000 | $35,000 |
$65,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for DEXTER CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
