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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DIAMOND BANK, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
DIAMOND BANK, FSB |
| Address | 100 W. NORTH AVE
CHICAGO, IL 60610 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 275 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $101,126,000 |
| Average Mortgage Loan Amount Applied For | $313,088 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $200,058 |
| Highest Applicant Income | $1,164,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
125 | $40,233,000 |
$321,000 | $2,000,000 |
$165,000 | $1,000,000 |
| Refinancing |
150 | $60,893,000 |
$405,000 | $1,675,000 |
$178,000 | $1,164,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $1,137,000 |
$379,000 | $492,000 |
$189,000 | $308,000 |
| Black or African American |
5 | $1,096,000 |
$219,000 | $400,000 |
$21,000 | $57,000 |
| Hispanic |
13 | $3,091,000 |
$237,000 | $543,000 |
$118,000 | $237,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
254 | $95,802,000 |
$377,000 | $2,000,000 |
$178,000 | $1,164,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
275 | $101,126,000 |
$367,000 | $2,000,000 |
$172,000 | $1,164,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
13 | $3,939,000 |
$303,000 | $956,000 |
$144,000 | $406,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
262 | $97,187,000 |
$370,000 | $2,000,000 |
$173,000 | $1,164,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DIAMOND BANK, FSB by:
Metropolitan Area And
County
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