|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
DORAL BANK, FSB
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
DORAL BANK, FSB |
| Address | 387 PARK AVENUE SOUTH, 9TH FLOOR
NEW YORK, NY 10016 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 13 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,119,000 |
| Average Mortgage Loan Amount Applied For | $756,000 |
| Highest Mortgage Loan Amount Applied For | $1,725,000 |
| Average Applicant Income | $98,200 |
| Highest Applicant Income | $272,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
9 | $5,874,000 |
$652,000 | $1,725,000 |
$124,000 | $272,000 |
| Refinancing |
4 | $3,245,000 |
$811,000 | $1,500,000 |
$77,000 | $169,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
5 | $1,640,000 |
$328,000 | $500,000 |
$149,000 | $272,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $1,150,000 |
$575,000 | $850,000 |
$0 | $0 |
| Not Provided |
4 | $4,679,000 |
$1,169,000 | $1,725,000 |
$101,000 | $240,000 |
| White |
2 | $1,650,000 |
$825,000 | $1,250,000 |
$139,000 | $169,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
13 | $9,119,000 |
$701,000 | $1,725,000 |
$110,000 | $272,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $2,354,000 |
$784,000 | $1,500,000 |
$91,000 | $164,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
10 | $6,765,000 |
$676,000 | $1,725,000 |
$115,000 | $272,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $1,500,000 |
$1,500,000 | $1,500,000 |
$0 | $0 |
| Debt-To-Income Ratio |
2 | $854,000 |
$427,000 | $454,000 |
$136,000 | $164,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for DORAL BANK, FSB by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
