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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DPL FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
DPL FEDERAL CREDIT UNION |
| Address | 3670 KIRKWOOD HWY
WILMINGTON, DE 19808 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 82 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,396,000 |
| Average Mortgage Loan Amount Applied For | $61,727 |
| Highest Mortgage Loan Amount Applied For | $430,000 |
| Average Applicant Income | $90,545 |
| Highest Applicant Income | $199,000 |
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| Home Improvement |
59 | $2,521,000 |
$42,000 | $408,000 |
$88,000 | $188,000 |
| Home Purchase |
3 | $730,000 |
$243,000 | $430,000 |
$117,000 | $143,000 |
| Refinancing |
24 | $1,858,000 |
$77,000 | $260,000 |
$77,000 | $199,000 |
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| American Indian or Alaskan Native |
2 | $89,000 |
$44,000 | $47,000 |
$84,000 | $95,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
14 | $626,000 |
$44,000 | $153,000 |
$64,000 | $145,000 |
| Hispanic |
1 | $70,000 |
$70,000 | $70,000 |
$102,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $57,000 |
$28,000 | $45,000 |
$71,000 | $79,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
11 | $511,000 |
$46,000 | $100,000 |
$76,000 | $162,000 |
| White |
56 | $3,756,000 |
$67,000 | $430,000 |
$94,000 | $199,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
86 | $5,109,000 |
$59,000 | $430,000 |
$86,000 | $199,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
10 | $409,000 |
$40,000 | $60,000 |
$64,000 | $145,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
1 | $35,000 |
$35,000 | $35,000 |
$168,000 | $168,000 |
| Loan Originated |
75 | $4,665,000 |
$62,000 | $430,000 |
$88,000 | $199,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $83,000 |
$41,000 | $48,000 |
$69,000 | $86,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
4 | $185,000 |
$46,000 | $60,000 |
$34,000 | $43,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $141,000 |
$35,000 | $60,000 |
$92,000 | $145,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DPL FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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