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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DUBUQUE BANK & TRUST CO.
Mortgage Loans and Application Details
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| Mortgage Company Name |
DUBUQUE BANK & TRUST CO. |
| Address | 1398 CENTRAL AVENUE
DUBUQUE, IA 52001 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,261 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $148,410,000 |
| Average Mortgage Loan Amount Applied For | $205,129 |
| Highest Mortgage Loan Amount Applied For | $5,000,000 |
| Average Applicant Income | $105,831 |
| Highest Applicant Income | $5,059,000 |
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| Home Improvement |
40 | $1,508,000 |
$37,000 | $220,000 |
$77,000 | $850,000 |
| Home Purchase |
814 | $92,822,000 |
$114,000 | $562,000 |
$38,000 | $5,059,000 |
| Refinancing |
407 | $54,080,000 |
$132,000 | $5,000,000 |
$38,000 | $5,000,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $608,000 |
$152,000 | $360,000 |
$61,000 | $130,000 |
| Black or African American |
3 | $129,000 |
$43,000 | $100,000 |
$233,000 | $336,000 |
| Hispanic |
4 | $329,000 |
$82,000 | $98,000 |
$35,000 | $48,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
637 | $75,999,000 |
$119,000 | $417,000 |
$7,000 | $5,059,000 |
| Not Provided |
59 | $3,895,000 |
$66,000 | $373,000 |
$97,000 | $850,000 |
| White |
554 | $67,450,000 |
$121,000 | $5,000,000 |
$69,000 | $5,000,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,238 | $145,072,000 |
$117,000 | $5,000,000 |
$39,000 | $5,059,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $319,000 |
$106,000 | $140,000 |
$23,000 | $47,000 |
| VA-guaranteed (Veterans Administration) |
20 | $3,019,000 |
$150,000 | $323,000 |
$62,000 | $112,000 |
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| Application Approved But Not Accepted |
10 | $983,000 |
$98,000 | $264,000 |
$44,000 | $79,000 |
| Application Denied By Financial Institution |
25 | $934,000 |
$37,000 | $181,000 |
$36,000 | $86,000 |
| Application Withdrawn By Applicant |
6 | $894,000 |
$149,000 | $250,000 |
$63,000 | $124,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
600 | $71,784,000 |
$119,000 | $5,000,000 |
$81,000 | $5,059,000 |
| Loan Purchased By The Institution |
620 | $73,815,000 |
$119,000 | $417,000 |
$0 | $25,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DUBUQUE BANK & TRUST CO. by:
Metropolitan Area And
County
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