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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DUPONT COMMUNITY CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
DUPONT COMMUNITY CREDIT UNION |
| Address | PO BOX 105
HIXSON, TN 37343 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 200 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $10,707,000 |
| Average Mortgage Loan Amount Applied For | $50,600 |
| Highest Mortgage Loan Amount Applied For | $480,000 |
| Average Applicant Income | $53,500 |
| Highest Applicant Income | $677,000 |
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| Home Improvement |
5 | $153,000 |
$30,000 | $53,000 |
$78,000 | $153,000 |
| Home Purchase |
27 | $2,607,000 |
$96,000 | $480,000 |
$69,000 | $224,000 |
| Refinancing |
168 | $7,947,000 |
$47,000 | $275,000 |
$68,000 | $677,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $228,000 |
$114,000 | $158,000 |
$76,000 | $83,000 |
| Black or African American |
22 | $904,000 |
$41,000 | $98,000 |
$58,000 | $141,000 |
| Hispanic |
1 | $100,000 |
$100,000 | $100,000 |
$84,000 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
175 | $9,475,000 |
$54,000 | $480,000 |
$70,000 | $677,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
200 | $10,707,000 |
$53,000 | $480,000 |
$69,000 | $677,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
15 | $487,000 |
$32,000 | $62,000 |
$47,000 | $109,000 |
| Application Withdrawn By Applicant |
13 | $770,000 |
$59,000 | $148,000 |
$52,000 | $99,000 |
| File Closed For Incompleteness |
1 | $50,000 |
$50,000 | $50,000 |
$31,000 | $31,000 |
| Loan Originated |
171 | $9,400,000 |
$54,000 | $480,000 |
$72,000 | $677,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $58,000 |
$58,000 | $58,000 |
$85,000 | $85,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $134,000 |
$33,000 | $44,000 |
$27,000 | $57,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $15,000 |
$15,000 | $15,000 |
$83,000 | $83,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DUPONT COMMUNITY CREDIT UNION by:
Metropolitan Area And
County
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