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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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DUPONT FIBERS FEDERAL CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
DUPONT FIBERS FEDERAL CU |
| Address | 5403 JEFFERSON DAVIS HIGHWAY
RICHMOND, VA 23234 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 168 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,481,000 |
| Average Mortgage Loan Amount Applied For | $77,000 |
| Highest Mortgage Loan Amount Applied For | $338,000 |
| Average Applicant Income | $66,166 |
| Highest Applicant Income | $209,000 |
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| Home Improvement |
65 | $3,390,000 |
$52,000 | $293,000 |
$73,000 | $209,000 |
| Home Purchase |
16 | $2,516,000 |
$157,000 | $296,000 |
$67,000 | $142,000 |
| Refinancing |
87 | $9,575,000 |
$110,000 | $338,000 |
$68,000 | $149,000 |
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| American Indian or Alaskan Native |
1 | $196,000 |
$196,000 | $196,000 |
$99,000 | $99,000 |
| Asian |
2 | $415,000 |
$207,000 | $250,000 |
$86,000 | $137,000 |
| Black or African American |
27 | $2,228,000 |
$82,000 | $245,000 |
$70,000 | $157,000 |
| Hispanic |
3 | $448,000 |
$149,000 | $265,000 |
$76,000 | $136,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
31 | $2,520,000 |
$81,000 | $196,000 |
$69,000 | $209,000 |
| White |
104 | $9,674,000 |
$93,000 | $338,000 |
$69,000 | $159,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
168 | $15,481,000 |
$92,000 | $338,000 |
$70,000 | $209,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $569,000 |
$94,000 | $144,000 |
$54,000 | $102,000 |
| Application Denied By Financial Institution |
27 | $2,741,000 |
$101,000 | $338,000 |
$65,000 | $159,000 |
| Application Withdrawn By Applicant |
29 | $2,905,000 |
$100,000 | $185,000 |
$66,000 | $140,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
106 | $9,266,000 |
$87,000 | $296,000 |
$73,000 | $209,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $111,000 |
$111,000 | $111,000 |
$47,000 | $47,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
19 | $1,913,000 |
$100,000 | $270,000 |
$67,000 | $159,000 |
| Debt-To-Income Ratio |
7 | $717,000 |
$102,000 | $338,000 |
$63,000 | $85,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for DUPONT FIBERS FEDERAL CU by:
Metropolitan Area And
County
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