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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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E-CENTRAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
E-CENTRAL CREDIT UNION |
| Address | 990 S. FAIR OAKS AVENUE
PASADENA, CA 91105 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 19 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,676,000 |
| Average Mortgage Loan Amount Applied For | $446,500 |
| Highest Mortgage Loan Amount Applied For | $910,000 |
| Average Applicant Income | $99,500 |
| Highest Applicant Income | $223,000 |
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| Home Improvement |
1 | $105,000 |
$105,000 | $105,000 |
$48,000 | $48,000 |
| Home Purchase |
2 | $1,250,000 |
$625,000 | $910,000 |
$104,000 | $114,000 |
| Refinancing |
16 | $4,321,000 |
$270,000 | $475,000 |
$86,000 | $223,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,175,000 |
$235,000 | $350,000 |
$89,000 | $114,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $2,147,000 |
$306,000 | $475,000 |
$73,000 | $144,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $722,000 |
$361,000 | $375,000 |
$171,000 | $223,000 |
| White |
5 | $1,632,000 |
$326,000 | $910,000 |
$65,000 | $94,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
19 | $5,676,000 |
$298,000 | $910,000 |
$86,000 | $223,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
19 | $5,676,000 |
$298,000 | $910,000 |
$86,000 | $223,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for E-CENTRAL CREDIT UNION by:
Metropolitan Area And
County
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