|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
EAST IDAHO CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
EAST IDAHO CREDIT UNION |
| Address | 865 S WOODRUFF AVE
IDAHO FALLS, ID 83401 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 128 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,166,000 |
| Average Mortgage Loan Amount Applied For | $57,818 |
| Highest Mortgage Loan Amount Applied For | $200,000 |
| Average Applicant Income | $53,545 |
| Highest Applicant Income | $193,000 |
|
|
|
| Home Improvement |
35 | $1,232,000 |
$35,000 | $113,000 |
$54,000 | $118,000 |
| Home Purchase |
25 | $1,883,000 |
$75,000 | $200,000 |
$49,000 | $144,000 |
| Refinancing |
68 | $4,051,000 |
$59,000 | $160,000 |
$52,000 | $193,000 |
|
|
| American Indian or Alaskan Native |
1 | $46,000 |
$46,000 | $46,000 |
$35,000 | $35,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
7 | $289,000 |
$41,000 | $75,000 |
$42,000 | $60,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
11 | $750,000 |
$68,000 | $200,000 |
$53,000 | $79,000 |
| White |
109 | $6,081,000 |
$55,000 | $176,000 |
$53,000 | $193,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
128 | $7,166,000 |
$55,000 | $200,000 |
$52,000 | $193,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1 | $120,000 |
$120,000 | $120,000 |
$53,000 | $53,000 |
| Application Denied By Financial Institution |
15 | $975,000 |
$65,000 | $175,000 |
$30,000 | $56,000 |
| Application Withdrawn By Applicant |
7 | $328,000 |
$46,000 | $110,000 |
$45,000 | $88,000 |
| File Closed For Incompleteness |
1 | $84,000 |
$84,000 | $84,000 |
$34,000 | $34,000 |
| Loan Originated |
104 | $5,659,000 |
$54,000 | $200,000 |
$56,000 | $193,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
4 | $327,000 |
$81,000 | $113,000 |
$33,000 | $37,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $241,000 |
$60,000 | $75,000 |
$35,000 | $56,000 |
| Debt-To-Income Ratio |
7 | $407,000 |
$58,000 | $175,000 |
$26,000 | $46,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for EAST IDAHO CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
