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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EASTWOOD BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
EASTWOOD BANK |
| Address | 748 WHITEWATER AVE
ST CHARLES, MN 55972 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 377 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $40,722,000 |
| Average Mortgage Loan Amount Applied For | $91,666 |
| Highest Mortgage Loan Amount Applied For | $608,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $646,000 |
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| Home Improvement |
54 | $1,473,000 |
$27,000 | $172,000 |
$57,000 | $114,000 |
| Home Purchase |
196 | $23,121,000 |
$117,000 | $608,000 |
$55,000 | $646,000 |
| Refinancing |
180 | $22,901,000 |
$127,000 | $350,000 |
$65,000 | $181,000 |
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| American Indian or Alaskan Native |
1 | $140,000 |
$140,000 | $140,000 |
$49,000 | $49,000 |
| Asian |
4 | $254,000 |
$63,000 | $158,000 |
$53,000 | $67,000 |
| Black or African American |
4 | $122,000 |
$30,000 | $38,000 |
$44,000 | $60,000 |
| Hispanic |
10 | $710,000 |
$71,000 | $180,000 |
$46,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $1,382,000 |
$230,000 | $608,000 |
$24,000 | $76,000 |
| Not Provided |
48 | $4,179,000 |
$87,000 | $263,000 |
$56,000 | $124,000 |
| White |
357 | $40,708,000 |
$114,000 | $350,000 |
$61,000 | $646,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
428 | $47,251,000 |
$110,000 | $608,000 |
$60,000 | $646,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $244,000 |
$122,000 | $166,000 |
$64,000 | $81,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
34 | $3,639,000 |
$107,000 | $255,000 |
$59,000 | $129,000 |
| Application Denied By Financial Institution |
46 | $3,487,000 |
$75,000 | $284,000 |
$47,000 | $156,000 |
| Application Withdrawn By Applicant |
9 | $980,000 |
$108,000 | $230,000 |
$60,000 | $124,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
300 | $33,740,000 |
$112,000 | $608,000 |
$63,000 | $646,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
20 | $3,056,000 |
$152,000 | $300,000 |
$57,000 | $156,000 |
| Preapproval Denied by Financial Institution |
21 | $2,593,000 |
$123,000 | $350,000 |
$45,000 | $130,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EASTWOOD BANK by:
Metropolitan Area And
County
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