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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EDISON NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
EDISON NATIONAL BANK |
| Address | 13000 S CLEVELAND AVE
FORT MYERS, FL 33907 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 36 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,623,000 |
| Average Mortgage Loan Amount Applied For | $417,333 |
| Highest Mortgage Loan Amount Applied For | $2,220,000 |
| Average Applicant Income | $182,666 |
| Highest Applicant Income | $1,458,000 |
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| Home Improvement |
8 | $655,000 |
$81,000 | $200,000 |
$115,000 | $341,000 |
| Home Purchase |
23 | $9,509,000 |
$413,000 | $1,320,000 |
$342,000 | $1,138,000 |
| Refinancing |
5 | $3,459,000 |
$691,000 | $2,220,000 |
$373,000 | $1,458,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $175,000 |
$175,000 | $175,000 |
$303,000 | $303,000 |
| Black or African American |
1 | $240,000 |
$240,000 | $240,000 |
$92,000 | $92,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $5,619,000 |
$510,000 | $2,220,000 |
$418,000 | $1,458,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
23 | $7,589,000 |
$329,000 | $1,320,000 |
$246,000 | $1,138,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
36 | $13,623,000 |
$378,000 | $2,220,000 |
$296,000 | $1,458,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $846,000 |
$282,000 | $388,000 |
$539,000 | $774,000 |
| Application Denied By Financial Institution |
2 | $314,000 |
$157,000 | $169,000 |
$38,000 | $41,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
31 | $12,463,000 |
$402,000 | $2,220,000 |
$289,000 | $1,458,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $145,000 |
$145,000 | $145,000 |
$36,000 | $36,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $169,000 |
$169,000 | $169,000 |
$41,000 | $41,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EDISON NATIONAL BANK by:
Metropolitan Area And
County
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