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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EMC HOLDINGS LLC
Mortgage Loans and Application Details
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| Mortgage Company Name |
EMC HOLDINGS LLC |
| Address | 8400 E CRESCENT PARKWAY, SUITE 350
GREENWOOD VILLAGE, CO 80111 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 44 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,850,000 |
| Average Mortgage Loan Amount Applied For | $174,000 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $114,375 |
| Highest Applicant Income | $1,161,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
19 | $3,093,000 |
$162,000 | $471,000 |
$135,000 | $432,000 |
| Refinancing |
25 | $4,757,000 |
$190,000 | $1,000,000 |
$113,000 | $1,161,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $240,000 |
$240,000 | $240,000 |
$94,000 | $94,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
16 | $2,341,000 |
$146,000 | $260,000 |
$60,000 | $205,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
7 | $868,000 |
$124,000 | $188,000 |
$38,000 | $120,000 |
| White |
20 | $4,401,000 |
$220,000 | $1,000,000 |
$203,000 | $1,161,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
38 | $6,758,000 |
$177,000 | $1,000,000 |
$132,000 | $1,161,000 |
| FHA-insured (Federal Housing Administration) |
6 | $1,092,000 |
$182,000 | $255,000 |
$63,000 | $116,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $179,000 |
$179,000 | $179,000 |
$47,000 | $47,000 |
| Application Withdrawn By Applicant |
43 | $7,671,000 |
$178,000 | $1,000,000 |
$124,000 | $1,161,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $179,000 |
$179,000 | $179,000 |
$47,000 | $47,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EMC HOLDINGS LLC by:
Metropolitan Area And
County
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