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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EMI EQUITY MORTGAGE INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
EMI EQUITY MORTGAGE INC. |
| Address | 413 BOLIVAR ST
SAN JUAN, PR 00912 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 434 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $58,913,000 |
| Average Mortgage Loan Amount Applied For | $121,470 |
| Highest Mortgage Loan Amount Applied For | $707,000 |
| Average Applicant Income | $54,980 |
| Highest Applicant Income | $633,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
345 | $46,097,000 |
$133,000 | $707,000 |
$60,000 | $633,000 |
| Refinancing |
90 | $12,886,000 |
$143,000 | $442,000 |
$68,000 | $492,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $298,000 |
$298,000 | $298,000 |
$323,000 | $323,000 |
| Black or African American |
1 | $113,000 |
$113,000 | $113,000 |
$51,000 | $51,000 |
| Hispanic |
422 | $56,310,000 |
$133,000 | $707,000 |
$58,000 | $633,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $19,000 |
$19,000 | $19,000 |
$66,000 | $66,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $495,000 |
$495,000 | $495,000 |
$0 | $0 |
| White |
9 | $1,748,000 |
$194,000 | $417,000 |
$197,000 | $438,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
173 | $24,800,000 |
$143,000 | $707,000 |
$85,000 | $633,000 |
| FHA-insured (Federal Housing Administration) |
258 | $33,750,000 |
$130,000 | $343,000 |
$46,000 | $172,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $302,000 |
$100,000 | $128,000 |
$39,000 | $48,000 |
| VA-guaranteed (Veterans Administration) |
1 | $131,000 |
$131,000 | $131,000 |
$58,000 | $58,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
30 | $3,774,000 |
$125,000 | $462,000 |
$84,000 | $573,000 |
| Application Withdrawn By Applicant |
150 | $21,132,000 |
$140,000 | $707,000 |
$61,000 | $438,000 |
| File Closed For Incompleteness |
19 | $2,261,000 |
$119,000 | $251,000 |
$43,000 | $84,000 |
| Loan Originated |
236 | $31,816,000 |
$134,000 | $417,000 |
$61,000 | $633,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EMI EQUITY MORTGAGE INC. by:
Metropolitan Area And
County
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