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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ENCINO STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ENCINO STATE BANK |
| Address | 16000 VENTURA BLVD. ENCINO, CA 91436 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 10 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $2,235,000 |
| Average Mortgage Loan Amount Applied For | $135,000 |
| Highest Mortgage Loan Amount Applied For | $1,030,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $634,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
4 | $865,000 |
$216,000 | $370,000 |
$252,000 | $634,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
2 | $1,145,000 |
$572,000 | $1,030,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
4 | $225,000 |
$56,000 | $109,000 |
$132,000 | $634,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Information not provided by applicant in mail or telephone application |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
1 | $148,000 |
$148,000 | $148,000 |
$634,000 | $634,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
9 | $2,087,000 |
$231,000 | $1,030,000 |
$77,000 | $634,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
10 | $2,235,000 |
$223,000 | $1,030,000 |
$170,000 | $634,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $180,000 |
$180,000 | $180,000 |
$55,000 | $55,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
9 | $2,055,000 |
$228,000 | $1,030,000 |
$193,000 | $634,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ENCINO STATE BANK by:
Metropolitan Area And
County
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