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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ENDEAVOR FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ENDEAVOR FEDERAL CREDIT UNION |
| Address | 308 N SPRING ST
PENSACOLA, FL 32501 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,082,000 |
| Average Mortgage Loan Amount Applied For | $88,333 |
| Highest Mortgage Loan Amount Applied For | $266,000 |
| Average Applicant Income | $67,000 |
| Highest Applicant Income | $134,000 |
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| Home Improvement |
24 | $841,000 |
$35,000 | $111,000 |
$66,000 | $128,000 |
| Home Purchase |
7 | $774,000 |
$110,000 | $175,000 |
$44,000 | $62,000 |
| Refinancing |
9 | $1,467,000 |
$163,000 | $266,000 |
$65,000 | $134,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
4 | $273,000 |
$68,000 | $160,000 |
$58,000 | $85,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
36 | $2,809,000 |
$78,000 | $266,000 |
$62,000 | $134,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
40 | $3,082,000 |
$77,000 | $266,000 |
$62,000 | $134,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
4 | $565,000 |
$141,000 | $180,000 |
$52,000 | $82,000 |
| Application Withdrawn By Applicant |
7 | $1,102,000 |
$157,000 | $266,000 |
$46,000 | $68,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
29 | $1,415,000 |
$48,000 | $200,000 |
$67,000 | $134,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $565,000 |
$141,000 | $180,000 |
$52,000 | $82,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ENDEAVOR FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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