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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ENTERPRISE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ENTERPRISE BANK |
| Address | 1281 NORTH WARSON ROAD
ST. LOUIS, MO 63132 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 444 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $127,100,000 |
| Average Mortgage Loan Amount Applied For | $298,425 |
| Highest Mortgage Loan Amount Applied For | $15,552,000 |
| Average Applicant Income | $226,000 |
| Highest Applicant Income | $2,300,000 |
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| Home Improvement |
24 | $19,806,000 |
$825,000 | $15,552,000 |
$156,000 | $877,000 |
| Home Purchase |
260 | $70,673,000 |
$271,000 | $7,593,000 |
$140,000 | $2,300,000 |
| Refinancing |
165 | $37,738,000 |
$228,000 | $1,803,000 |
$112,000 | $1,206,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $741,000 |
$185,000 | $498,000 |
$171,000 | $528,000 |
| Black or African American |
5 | $798,000 |
$159,000 | $317,000 |
$154,000 | $338,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
2 | $593,000 |
$296,000 | $405,000 |
$95,000 | $137,000 |
| Not applicable |
96 | $43,057,000 |
$448,000 | $15,552,000 |
$0 | $0 |
| Not Provided |
21 | $7,361,000 |
$350,000 | $1,465,000 |
$119,000 | $332,000 |
| White |
321 | $75,667,000 |
$235,000 | $3,500,000 |
$170,000 | $2,300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
449 | $128,217,000 |
$285,000 | $15,552,000 |
$130,000 | $2,300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
35 | $34,285,000 |
$979,000 | $15,552,000 |
$157,000 | $1,068,000 |
| Application Denied By Financial Institution |
21 | $6,276,000 |
$298,000 | $1,465,000 |
$116,000 | $340,000 |
| Application Withdrawn By Applicant |
16 | $6,151,000 |
$384,000 | $1,803,000 |
$80,000 | $329,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
372 | $80,388,000 |
$216,000 | $3,060,000 |
$131,000 | $2,300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
4 | $947,000 |
$236,000 | $400,000 |
$134,000 | $168,000 |
| Preapproval Denied by Financial Institution |
1 | $170,000 |
$170,000 | $170,000 |
$35,000 | $35,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $215,000 |
$215,000 | $215,000 |
$64,000 | $64,000 |
| Debt-To-Income Ratio |
1 | $75,000 |
$75,000 | $75,000 |
$68,000 | $68,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ENTERPRISE BANK by:
Metropolitan Area And
County
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