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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ENTERPRISE MORTGAGE CORPORATIO
Mortgage Loans and Application Details
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| Mortgage Company Name |
ENTERPRISE MORTGAGE CORPORATIO |
| Address | 525 VIKING DRIVE
VIRGINIA BEACH, VA 23452 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 356 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $72,805,000 |
| Average Mortgage Loan Amount Applied For | $186,884 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $122,038 |
| Highest Applicant Income | $1,084,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
223 | $48,424,000 |
$217,000 | $650,000 |
$95,000 | $1,084,000 |
| Refinancing |
133 | $24,381,000 |
$183,000 | $569,000 |
$82,000 | $600,000 |
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| American Indian or Alaskan Native |
5 | $825,000 |
$165,000 | $218,000 |
$45,000 | $51,000 |
| Asian |
4 | $756,000 |
$189,000 | $244,000 |
$226,000 | $600,000 |
| Black or African American |
62 | $12,245,000 |
$197,000 | $507,000 |
$76,000 | $277,000 |
| Hispanic |
20 | $4,101,000 |
$205,000 | $417,000 |
$86,000 | $260,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $156,000 |
$156,000 | $156,000 |
$54,000 | $54,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $256,000 |
$256,000 | $256,000 |
$156,000 | $156,000 |
| White |
263 | $54,466,000 |
$207,000 | $650,000 |
$92,000 | $1,084,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
228 | $46,340,000 |
$203,000 | $650,000 |
$106,000 | $1,084,000 |
| FHA-insured (Federal Housing Administration) |
48 | $8,665,000 |
$180,000 | $321,000 |
$57,000 | $248,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
80 | $17,800,000 |
$222,000 | $507,000 |
$62,000 | $141,000 |
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| Application Approved But Not Accepted |
2 | $411,000 |
$205,000 | $291,000 |
$37,000 | $50,000 |
| Application Denied By Financial Institution |
10 | $2,214,000 |
$221,000 | $507,000 |
$73,000 | $159,000 |
| Application Withdrawn By Applicant |
18 | $3,905,000 |
$216,000 | $488,000 |
$79,000 | $186,000 |
| File Closed For Incompleteness |
1 | $185,000 |
$185,000 | $185,000 |
$202,000 | $202,000 |
| Loan Originated |
325 | $66,090,000 |
$203,000 | $650,000 |
$91,000 | $1,084,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $296,000 |
$296,000 | $296,000 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $507,000 |
$507,000 | $507,000 |
$48,000 | $48,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $42,000 |
$42,000 | $42,000 |
$102,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $1,009,000 |
$168,000 | $321,000 |
$71,000 | $124,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ENTERPRISE MORTGAGE CORPORATIO by:
Metropolitan Area And
County
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