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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ENTERPRISE NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ENTERPRISE NATIONAL BANK |
| Address | 6075 POPLAR AVE, SUITE 120
MEMPHIS, TN 38119 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 237 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,880,000 |
| Average Mortgage Loan Amount Applied For | $142,846 |
| Highest Mortgage Loan Amount Applied For | $1,150,000 |
| Average Applicant Income | $131,461 |
| Highest Applicant Income | $1,171,000 |
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| Home Improvement |
1 | $50,000 |
$50,000 | $50,000 |
$0 | $0 |
| Home Purchase |
204 | $21,179,000 |
$186,333 | $950,000 |
$150,166 | $1,171,000 |
| Refinancing |
32 | $4,651,000 |
$137,000 | $1,150,000 |
$89,333 | $819,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
44 | $3,874,000 |
$88,000 | $483,000 |
$71,000 | $236,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $1,557,000 |
$108,500 | $211,000 |
$0 | $0 |
| Not Provided |
1 | $65,000 |
$65,000 | $65,000 |
$70,000 | $70,000 |
| White |
170 | $20,384,000 |
$195,000 | $1,150,000 |
$160,500 | $1,171,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
234 | $25,533,000 |
$193,000 | $1,150,000 |
$153,833 | $1,171,000 |
| FHA-insured (Federal Housing Administration) |
2 | $200,000 |
$100,000 | $137,000 |
$46,000 | $49,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $147,000 |
$147,000 | $147,000 |
$51,000 | $51,000 |
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| Application Approved But Not Accepted |
3 | $504,000 |
$146,000 | $256,000 |
$62,500 | $119,000 |
| Application Denied By Financial Institution |
4 | $491,000 |
$122,000 | $235,000 |
$51,000 | $70,000 |
| Application Withdrawn By Applicant |
6 | $928,000 |
$154,000 | $260,000 |
$55,000 | $100,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
224 | $23,957,000 |
$193,666 | $1,150,000 |
$157,000 | $1,171,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $54,000 |
$54,000 | $54,000 |
$39,000 | $39,000 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
3 | $437,000 |
$145,000 | $235,000 |
$56,000 | $70,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ENTERPRISE NATIONAL BANK by:
Metropolitan Area And
County
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