|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
ENTRUST MORTGAGE, INC.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
ENTRUST MORTGAGE, INC. |
| Address | 304 INVERNESS WAY SOUTH
ENGLEWOOD, CO 80112 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 4,806 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $719,938,000 |
| Average Mortgage Loan Amount Applied For | $153,370 |
| Highest Mortgage Loan Amount Applied For | $2,000,000 |
| Average Applicant Income | $101,099 |
| Highest Applicant Income | $1,512,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
5,103 | $735,918,000 |
$144,000 | $1,632,000 |
$105,000 | $1,512,000 |
| Refinancing |
846 | $168,782,000 |
$199,000 | $2,000,000 |
$94,000 | $648,000 |
|
|
| American Indian or Alaskan Native |
13 | $966,000 |
$74,000 | $186,000 |
$77,000 | $121,000 |
| Asian |
236 | $45,704,000 |
$193,000 | $1,188,000 |
$114,000 | $1,200,000 |
| Black or African American |
1,926 | $244,676,000 |
$127,000 | $1,575,000 |
$96,000 | $726,000 |
| Hispanic |
915 | $157,394,000 |
$172,000 | $1,632,000 |
$95,000 | $804,000 |
| Native Hawaiin or Other Pacific Islander |
25 | $4,538,000 |
$181,000 | $722,000 |
$161,000 | $274,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
680 | $105,878,000 |
$155,000 | $1,015,000 |
$108,000 | $804,000 |
| White |
2,154 | $345,544,000 |
$160,000 | $2,000,000 |
$111,000 | $1,512,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
5,943 | $903,502,000 |
$152,000 | $2,000,000 |
$104,000 | $1,512,000 |
| FHA-insured (Federal Housing Administration) |
1 | $64,000 |
$64,000 | $64,000 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
5 | $1,134,000 |
$226,000 | $760,000 |
$75,000 | $226,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
1,591 | $239,158,000 |
$150,000 | $2,000,000 |
$114,000 | $804,000 |
| Application Denied By Financial Institution |
1,553 | $261,268,000 |
$168,000 | $1,575,000 |
$113,000 | $1,512,000 |
| Application Withdrawn By Applicant |
324 | $63,365,000 |
$195,000 | $1,632,000 |
$107,000 | $612,000 |
| File Closed For Incompleteness |
7 | $586,000 |
$83,000 | $196,000 |
$79,000 | $183,000 |
| Loan Originated |
2,470 | $339,995,000 |
$137,000 | $1,043,000 |
$91,000 | $744,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
4 | $328,000 |
$82,000 | $139,000 |
$23,000 | $90,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
340 | $53,166,000 |
$156,000 | $1,125,000 |
$108,000 | $726,000 |
| Credit Application Incomplete |
11 | $2,143,000 |
$194,000 | $900,000 |
$115,000 | $340,000 |
| Credit History |
284 | $44,929,000 |
$158,000 | $1,575,000 |
$100,000 | $1,200,000 |
| Debt-To-Income Ratio |
279 | $43,458,000 |
$155,000 | $1,015,000 |
$112,000 | $600,000 |
| Employment History |
72 | $10,771,000 |
$149,000 | $719,000 |
$113,000 | $468,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
37 | $8,002,000 |
$216,000 | $950,000 |
$116,000 | $358,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
119 | $25,535,000 |
$214,000 | $960,000 |
$132,000 | $726,000 |
| Unverifiable Information |
100 | $19,738,000 |
$197,000 | $940,000 |
$120,000 | $1,512,000 |
|
Mortgage Loan App Totals for ENTRUST MORTGAGE, INC. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
