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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EPI MORTGAGE CENTER, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
EPI MORTGAGE CENTER, INC. |
| Address | 765 STRAITS TRNPKE,STE 2002
MIDDLEBURY, CT 06762 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 285 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $60,745,000 |
| Average Mortgage Loan Amount Applied For | $269,538 |
| Highest Mortgage Loan Amount Applied For | $1,000,000 |
| Average Applicant Income | $120,153 |
| Highest Applicant Income | $738,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
114 | $22,127,000 |
$194,000 | $684,000 |
$107,000 | $738,000 |
| Refinancing |
171 | $38,618,000 |
$225,000 | $1,000,000 |
$105,000 | $500,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $754,000 |
$377,000 | $650,000 |
$195,000 | $300,000 |
| Black or African American |
11 | $2,058,000 |
$187,000 | $294,000 |
$40,000 | $93,000 |
| Hispanic |
19 | $3,180,000 |
$167,000 | $500,000 |
$125,000 | $200,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
15 | $4,587,000 |
$305,000 | $1,000,000 |
$155,000 | $500,000 |
| White |
238 | $50,166,000 |
$210,000 | $900,000 |
$103,000 | $738,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
284 | $60,195,000 |
$211,000 | $1,000,000 |
$106,000 | $738,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $550,000 |
$550,000 | $550,000 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $790,000 |
$395,000 | $400,000 |
$100,000 | $200,000 |
| Application Withdrawn By Applicant |
17 | $4,558,000 |
$268,000 | $650,000 |
$152,000 | $500,000 |
| File Closed For Incompleteness |
1 | $417,000 |
$417,000 | $417,000 |
$180,000 | $180,000 |
| Loan Originated |
265 | $54,980,000 |
$207,000 | $1,000,000 |
$103,000 | $738,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EPI MORTGAGE CENTER, INC. by:
Metropolitan Area And
County
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