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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EQUITY ONE, INC.
Mortgage Loans and Application Details
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| Mortgage Company Name |
EQUITY ONE, INC. |
| Address | 301 LIPPINCOTT DRIVE
MARLTON, NJ 08053 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 66,924 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,290,774,000 |
| Average Mortgage Loan Amount Applied For | $117,943 |
| Highest Mortgage Loan Amount Applied For | $2,420,000 |
| Average Applicant Income | $63,858 |
| Highest Applicant Income | $9,248,000 |
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| Home Improvement |
4,604 | $283,313,000 |
$61,000 | $808,000 |
$61,000 | $1,680,000 |
| Home Purchase |
9,095 | $1,403,695,000 |
$154,000 | $1,900,000 |
$79,000 | $9,000,000 |
| Refinancing |
53,229 | $7,604,696,000 |
$142,000 | $2,420,000 |
$64,000 | $9,248,000 |
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| American Indian or Alaskan Native |
221 | $30,765,000 |
$139,000 | $610,000 |
$92,000 | $7,000,000 |
| Asian |
652 | $154,598,000 |
$237,000 | $1,480,000 |
$85,000 | $1,224,000 |
| Black or African American |
12,488 | $1,563,447,000 |
$125,000 | $1,530,000 |
$61,000 | $8,000,000 |
| Hispanic |
4,441 | $764,429,000 |
$172,000 | $1,080,000 |
$67,000 | $3,000,000 |
| Native Hawaiin or Other Pacific Islander |
127 | $22,896,000 |
$180,000 | $896,000 |
$90,000 | $844,000 |
| Not applicable |
1,053 | $178,500,000 |
$169,000 | $700,000 |
$8,000 | $629,000 |
| Not Provided |
9,603 | $1,521,224,000 |
$158,000 | $2,420,000 |
$64,000 | $3,702,000 |
| White |
38,343 | $5,055,845,000 |
$131,000 | $2,000,000 |
$70,000 | $9,248,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
66,292 | $9,209,942,000 |
$138,000 | $2,420,000 |
$66,000 | $9,248,000 |
| FHA-insured (Federal Housing Administration) |
599 | $75,966,000 |
$126,000 | $465,000 |
$50,000 | $1,800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $411,000 |
$205,000 | $246,000 |
$79,000 | $107,000 |
| VA-guaranteed (Veterans Administration) |
35 | $5,385,000 |
$153,000 | $425,000 |
$48,000 | $163,000 |
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| Application Approved But Not Accepted |
6,500 | $802,290,000 |
$123,000 | $1,468,000 |
$64,000 | $2,943,000 |
| Application Denied By Financial Institution |
19,113 | $2,508,428,000 |
$131,000 | $2,000,000 |
$66,000 | $9,000,000 |
| Application Withdrawn By Applicant |
21,055 | $3,343,540,000 |
$158,000 | $2,420,000 |
$67,000 | $8,333,000 |
| File Closed For Incompleteness |
357 | $61,905,000 |
$173,000 | $999,000 |
$67,000 | $1,800,000 |
| Loan Originated |
18,923 | $2,408,442,000 |
$127,000 | $1,850,000 |
$70,000 | $9,248,000 |
| Loan Purchased By The Institution |
980 | $167,099,000 |
$170,000 | $630,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
205 | $14,318,000 |
$69,000 | $654,000 |
$58,000 | $371,000 |
| Credit Application Incomplete |
10 | $683,000 |
$68,000 | $321,000 |
$51,000 | $165,000 |
| Credit History |
597 | $31,851,000 |
$53,000 | $500,000 |
$52,000 | $520,000 |
| Debt-To-Income Ratio |
204 | $12,457,000 |
$61,000 | $433,000 |
$42,000 | $149,000 |
| Employment History |
5 | $216,000 |
$43,000 | $102,000 |
$49,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $104,000 |
$52,000 | $89,000 |
$40,000 | $60,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
95 | $6,465,000 |
$68,000 | $428,000 |
$51,000 | $248,000 |
| Unverifiable Information |
17 | $1,576,000 |
$92,000 | $386,000 |
$56,000 | $144,000 |
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Mortgage Loan App Totals for EQUITY ONE, INC. by:
Metropolitan Area And
County
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