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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ESCAMBIA COUNTY EMPLOYEES C.U.
Mortgage Loans and Application Details
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| Mortgage Company Name |
ESCAMBIA COUNTY EMPLOYEES C.U. |
| Address | 3695 NORTH L STREET
PENSACOLA, FL 32505 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 53 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,893,000 |
| Average Mortgage Loan Amount Applied For | $41,000 |
| Highest Mortgage Loan Amount Applied For | $87,000 |
| Average Applicant Income | $59,666 |
| Highest Applicant Income | $125,000 |
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| Home Improvement |
36 | $1,179,000 |
$32,000 | $80,000 |
$60,000 | $125,000 |
| Home Purchase |
4 | $189,000 |
$47,000 | $77,000 |
$60,000 | $90,000 |
| Refinancing |
13 | $525,000 |
$40,000 | $87,000 |
$47,000 | $91,000 |
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| American Indian or Alaskan Native |
1 | $20,000 |
$20,000 | $20,000 |
$74,000 | $74,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $137,000 |
$45,000 | $60,000 |
$41,000 | $49,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
49 | $1,736,000 |
$35,000 | $87,000 |
$58,000 | $125,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
53 | $1,893,000 |
$35,000 | $87,000 |
$57,000 | $125,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $147,000 |
$29,000 | $50,000 |
$29,000 | $36,000 |
| Application Withdrawn By Applicant |
3 | $125,000 |
$41,000 | $67,000 |
$59,000 | $90,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
45 | $1,621,000 |
$36,000 | $87,000 |
$60,000 | $125,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $32,000 |
$32,000 | $32,000 |
$36,000 | $36,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $10,000 |
$10,000 | $10,000 |
$22,000 | $22,000 |
| Debt-To-Income Ratio |
3 | $105,000 |
$35,000 | $50,000 |
$29,000 | $35,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ESCAMBIA COUNTY EMPLOYEES C.U. by:
Metropolitan Area And
County
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