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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ESIRITO SANTO BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ESIRITO SANTO BANK |
| Address | 1395 BRICKELL AVENUE
MIAMI, FL 33131 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 136 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $86,723,000 |
| Average Mortgage Loan Amount Applied For | $381,833 |
| Highest Mortgage Loan Amount Applied For | $13,700,000 |
| Average Applicant Income | $162,250 |
| Highest Applicant Income | $2,152,000 |
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| Home Improvement |
2 | $175,000 |
$87,000 | $100,000 |
$105,000 | $210,000 |
| Home Purchase |
122 | $61,516,000 |
$504,000 | $2,200,000 |
$168,000 | $2,152,000 |
| Refinancing |
12 | $25,032,000 |
$2,086,000 | $13,700,000 |
$160,000 | $1,008,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $578,000 |
$192,000 | $211,000 |
$124,000 | $129,000 |
| Black or African American |
2 | $606,000 |
$303,000 | $366,000 |
$139,000 | $152,000 |
| Hispanic |
30 | $12,627,000 |
$420,000 | $1,100,000 |
$304,000 | $1,008,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
62 | $57,845,000 |
$932,000 | $13,700,000 |
$0 | $0 |
| Not Provided |
1 | $650,000 |
$650,000 | $650,000 |
$382,000 | $382,000 |
| White |
38 | $14,417,000 |
$379,000 | $2,200,000 |
$328,000 | $2,152,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
136 | $86,723,000 |
$637,000 | $13,700,000 |
$166,000 | $2,152,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $3,645,000 |
$3,645,000 | $3,645,000 |
$0 | $0 |
| Application Withdrawn By Applicant |
3 | $17,539,000 |
$5,846,000 | $13,700,000 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
61 | $42,135,000 |
$690,000 | $2,200,000 |
$173,000 | $2,152,000 |
| Loan Purchased By The Institution |
71 | $23,404,000 |
$329,000 | $1,121,000 |
$170,000 | $1,008,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $3,645,000 |
$3,645,000 | $3,645,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ESIRITO SANTO BANK by:
Metropolitan Area And
County
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