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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EUROBANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
EUROBANK |
| Address | 1901 PONCE DE LEON BOULEVARD
CORAL GABLES, FL 33134 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 24 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,003,000 |
| Average Mortgage Loan Amount Applied For | $906,500 |
| Highest Mortgage Loan Amount Applied For | $5,313,000 |
| Average Applicant Income | $53,250 |
| Highest Applicant Income | $250,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
16 | $13,679,000 |
$854,000 | $5,313,000 |
$58,000 | $250,000 |
| Refinancing |
8 | $2,324,000 |
$290,000 | $420,000 |
$78,000 | $197,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $414,000 |
$207,000 | $225,000 |
$89,000 | $103,000 |
| Hispanic |
16 | $9,127,000 |
$570,000 | $5,313,000 |
$55,000 | $197,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $4,980,000 |
$2,490,000 | $3,750,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
4 | $1,482,000 |
$370,000 | $492,000 |
$124,000 | $250,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
24 | $16,003,000 |
$666,000 | $5,313,000 |
$64,000 | $250,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $216,000 |
$108,000 | $166,000 |
$37,000 | $74,000 |
| Application Denied By Financial Institution |
6 | $1,407,000 |
$234,000 | $377,000 |
$71,000 | $130,000 |
| Application Withdrawn By Applicant |
11 | $8,396,000 |
$763,000 | $5,313,000 |
$90,000 | $250,000 |
| File Closed For Incompleteness |
3 | $1,004,000 |
$334,000 | $420,000 |
$20,000 | $60,000 |
| Loan Originated |
2 | $4,980,000 |
$2,490,000 | $3,750,000 |
$0 | $0 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $860,000 |
$215,000 | $260,000 |
$77,000 | $130,000 |
| Debt-To-Income Ratio |
1 | $170,000 |
$170,000 | $170,000 |
$19,000 | $19,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $377,000 |
$377,000 | $377,000 |
$100,000 | $100,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EUROBANK by:
Metropolitan Area And
County
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