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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EVB MORTGAGE
Mortgage Loans and Application Details
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| Mortgage Company Name |
EVB MORTGAGE |
| Address | 150 BOUSH STREET #400
NORFOLK, VA 23510 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 373 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $73,762,000 |
| Average Mortgage Loan Amount Applied For | $221,250 |
| Highest Mortgage Loan Amount Applied For | $760,000 |
| Average Applicant Income | $99,700 |
| Highest Applicant Income | $744,000 |
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| Home Improvement |
1 | $190,000 |
$190,000 | $190,000 |
$89,000 | $89,000 |
| Home Purchase |
126 | $27,228,000 |
$216,000 | $750,000 |
$95,000 | $744,000 |
| Refinancing |
247 | $46,463,000 |
$188,000 | $760,000 |
$71,000 | $315,000 |
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| American Indian or Alaskan Native |
1 | $135,000 |
$135,000 | $135,000 |
$86,000 | $86,000 |
| Asian |
4 | $1,510,000 |
$377,000 | $760,000 |
$228,000 | $240,000 |
| Black or African American |
27 | $2,763,000 |
$102,000 | $235,000 |
$37,000 | $90,000 |
| Hispanic |
2 | $428,000 |
$214,000 | $318,000 |
$89,000 | $114,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
5 | $1,046,000 |
$209,000 | $500,000 |
$66,000 | $108,000 |
| White |
335 | $67,999,000 |
$202,000 | $760,000 |
$81,000 | $744,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
364 | $71,818,000 |
$197,000 | $760,000 |
$80,000 | $744,000 |
| FHA-insured (Federal Housing Administration) |
6 | $918,000 |
$153,000 | $232,000 |
$56,000 | $93,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $1,145,000 |
$286,000 | $341,000 |
$73,000 | $94,000 |
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| Application Approved But Not Accepted |
32 | $6,623,000 |
$206,000 | $608,000 |
$99,000 | $744,000 |
| Application Denied By Financial Institution |
8 | $1,979,000 |
$247,000 | $650,000 |
$77,000 | $217,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
6 | $1,267,000 |
$211,000 | $500,000 |
$83,000 | $108,000 |
| Loan Originated |
328 | $64,012,000 |
$195,000 | $760,000 |
$77,000 | $420,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $355,000 |
$355,000 | $355,000 |
$120,000 | $120,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
7 | $1,624,000 |
$232,000 | $650,000 |
$71,000 | $217,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EVB MORTGAGE by:
Metropolitan Area And
County
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