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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EVERGREEN STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
EVERGREEN STATE BANK |
| Address | 207 S. FORREST STREET, P.O. BOX 427
STOUGHTON, WI 53589 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 110 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $16,791,000 |
| Average Mortgage Loan Amount Applied For | $145,500 |
| Highest Mortgage Loan Amount Applied For | $533,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $428,000 |
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| Home Improvement |
11 | $577,000 |
$52,000 | $118,000 |
$65,000 | $100,000 |
| Home Purchase |
72 | $11,566,000 |
$160,000 | $490,000 |
$84,000 | $310,000 |
| Refinancing |
60 | $10,411,000 |
$173,000 | $660,000 |
$76,000 | $428,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $181,000 |
$90,000 | $152,000 |
$68,000 | $68,000 |
| Black or African American |
1 | $204,000 |
$204,000 | $204,000 |
$240,000 | $240,000 |
| Hispanic |
3 | $833,000 |
$277,000 | $445,000 |
$145,000 | $201,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $394,000 |
$131,000 | $134,000 |
$0 | $0 |
| Not Provided |
6 | $844,000 |
$140,000 | $261,000 |
$92,000 | $178,000 |
| White |
128 | $20,098,000 |
$157,000 | $660,000 |
$78,000 | $428,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
143 | $22,554,000 |
$157,000 | $660,000 |
$80,000 | $428,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $1,920,000 |
$192,000 | $392,000 |
$83,000 | $118,000 |
| Application Denied By Financial Institution |
2 | $286,000 |
$143,000 | $178,000 |
$45,000 | $63,000 |
| Application Withdrawn By Applicant |
2 | $420,000 |
$210,000 | $240,000 |
$59,000 | $90,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
126 | $19,595,000 |
$155,000 | $660,000 |
$81,000 | $428,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
3 | $333,000 |
$111,000 | $153,000 |
$64,000 | $89,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $431,000 |
$143,000 | $178,000 |
$76,000 | $89,000 |
| Debt-To-Income Ratio |
2 | $188,000 |
$94,000 | $108,000 |
$28,000 | $28,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EVERGREEN STATE BANK by:
Metropolitan Area And
County
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