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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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EXCEL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
EXCEL BANK |
| Address | 818 THOMPSON BLVD
SEDALIA, MO 65301 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 109 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,901,000 |
| Average Mortgage Loan Amount Applied For | $108,714 |
| Highest Mortgage Loan Amount Applied For | $740,000 |
| Average Applicant Income | $86,571 |
| Highest Applicant Income | $400,000 |
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| Home Improvement |
19 | $485,000 |
$25,000 | $165,000 |
$54,000 | $223,000 |
| Home Purchase |
61 | $5,301,000 |
$86,000 | $332,000 |
$51,000 | $210,000 |
| Refinancing |
29 | $4,115,000 |
$141,000 | $740,000 |
$73,000 | $400,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $13,000 |
$13,000 | $13,000 |
$14,000 | $14,000 |
| Hispanic |
1 | $8,000 |
$8,000 | $8,000 |
$18,000 | $18,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $469,000 |
$93,000 | $165,000 |
$91,000 | $223,000 |
| Not Provided |
1 | $3,000 |
$3,000 | $3,000 |
$41,000 | $41,000 |
| White |
101 | $9,408,000 |
$93,000 | $740,000 |
$56,000 | $400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
99 | $9,090,000 |
$91,000 | $740,000 |
$60,000 | $400,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
10 | $811,000 |
$81,000 | $152,000 |
$33,000 | $61,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $496,000 |
$70,000 | $238,000 |
$52,000 | $139,000 |
| Application Denied By Financial Institution |
19 | $1,059,000 |
$55,000 | $215,000 |
$40,000 | $93,000 |
| Application Withdrawn By Applicant |
2 | $403,000 |
$201,000 | $250,000 |
$26,000 | $52,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
81 | $7,943,000 |
$98,000 | $740,000 |
$62,000 | $400,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for EXCEL BANK by:
Metropolitan Area And
County
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