| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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F & C BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
F & C BANK |
| Address | 1006 EAGLE CREST DRIVE
HOLDEN, MO 64040 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Loan Applications Processed | 236 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,165,000 |
| Average Mortgage Loan Amount Applied For | $58,333 |
| Highest Mortgage Loan Amount Applied For | $383,000 |
| Average Applicant Income | $40,555 |
| Highest Applicant Income | $203,000 |
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| Home Improvement |
39 | $2,751,000 |
$70,000 | $240,000 |
$46,000 | $144,000 |
| Home Purchase |
88 | $7,045,000 |
$80,000 | $288,000 |
$40,000 | $203,000 |
| Refinancing |
109 | $9,369,000 |
$85,000 | $383,000 |
$38,000 | $161,000 |
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| American Indian or Alaskan Native |
2 | $203,000 |
$101,000 | $132,000 |
$50,000 | $101,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $65,000 |
$65,000 | $65,000 |
$23,000 | $23,000 |
| Hispanic |
1 | $40,000 |
$40,000 | $40,000 |
$30,000 | $30,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
22 | $1,969,000 |
$89,000 | $313,000 |
$1,000 | $29,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
210 | $16,888,000 |
$80,000 | $383,000 |
$44,000 | $203,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
236 | $19,165,000 |
$81,000 | $383,000 |
$40,000 | $203,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
15 | $1,380,000 |
$92,000 | $288,000 |
$71,000 | $203,000 |
| Application Denied By Financial Institution |
17 | $1,345,000 |
$79,000 | $180,000 |
$48,000 | $84,000 |
| Application Withdrawn By Applicant |
2 | $173,000 |
$86,000 | $140,000 |
$62,000 | $62,000 |
| File Closed For Incompleteness |
2 | $215,000 |
$107,000 | $175,000 |
$44,000 | $58,000 |
| Loan Originated |
200 | $16,052,000 |
$80,000 | $383,000 |
$37,000 | $161,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $769,000 |
$69,000 | $128,000 |
$55,000 | $84,000 |
| Debt-To-Income Ratio |
3 | $287,000 |
$95,000 | $160,000 |
$36,000 | $56,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $289,000 |
$96,000 | $180,000 |
$31,000 | $54,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan Application Totals for F & C BANK by:
Metropolitan Area And
County
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