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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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F & C BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
F & C BANK |
| Address | 124 W 2ND
HOLDEN, MO 64040 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 201 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,747,000 |
| Average Mortgage Loan Amount Applied For | $74,700 |
| Highest Mortgage Loan Amount Applied For | $308,000 |
| Average Applicant Income | $38,700 |
| Highest Applicant Income | $352,000 |
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| Home Improvement |
36 | $1,860,000 |
$51,000 | $156,000 |
$46,000 | $118,000 |
| Home Purchase |
105 | $7,595,000 |
$72,000 | $308,000 |
$41,000 | $352,000 |
| Refinancing |
60 | $4,292,000 |
$71,000 | $289,000 |
$29,000 | $103,000 |
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| American Indian or Alaskan Native |
5 | $420,000 |
$84,000 | $119,000 |
$24,000 | $47,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $111,000 |
$111,000 | $111,000 |
$60,000 | $60,000 |
| Hispanic |
1 | $110,000 |
$110,000 | $110,000 |
$34,000 | $34,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $759,000 |
$108,000 | $308,000 |
$0 | $0 |
| Not Provided |
5 | $323,000 |
$64,000 | $172,000 |
$43,000 | $73,000 |
| White |
182 | $12,024,000 |
$66,000 | $289,000 |
$40,000 | $352,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
201 | $13,747,000 |
$68,000 | $308,000 |
$38,000 | $352,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
9 | $800,000 |
$88,000 | $188,000 |
$66,000 | $161,000 |
| Application Denied By Financial Institution |
30 | $2,393,000 |
$79,000 | $289,000 |
$28,000 | $62,000 |
| Application Withdrawn By Applicant |
2 | $243,000 |
$121,000 | $172,000 |
$62,000 | $70,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
160 | $10,311,000 |
$64,000 | $308,000 |
$38,000 | $352,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $230,000 |
$115,000 | $119,000 |
$53,000 | $60,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
21 | $1,485,000 |
$70,000 | $285,000 |
$30,000 | $62,000 |
| Debt-To-Income Ratio |
5 | $314,000 |
$62,000 | $76,000 |
$19,000 | $35,000 |
| Employment History |
1 | $75,000 |
$75,000 | $75,000 |
$25,000 | $25,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $289,000 |
$289,000 | $289,000 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for F & C BANK by:
Metropolitan Area And
County
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