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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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F&M BANK- WISCONSIN
Mortgage Loans and Application Details
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| Mortgage Company Name |
F&M BANK- WISCONSIN |
| Address | 1601 S WEBSTER AVE
GREEN BAY, WI 54301-2460 |
| Agency | Federal Reserve System (FRS) |
| Year | 2004 |
| All Data Years | 2003 2004 |
| Total Number of Mortgage Loan Applications Processed | 3,077 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $318,133,000 |
| Average Mortgage Loan Amount Applied For | $123,011 |
| Highest Mortgage Loan Amount Applied For | $1,300,000 |
| Average Applicant Income | $90,717 |
| Highest Applicant Income | $1,342,000 |
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| Home Improvement |
461 | $12,722,000 |
$13,200 | $373,000 |
$57,400 | $558,000 |
| Home Purchase |
1,168 | $168,326,000 |
$256,500 | $1,300,000 |
$145,000 | $957,000 |
| Refinancing |
1,491 | $141,709,000 |
$96,000 | $785,000 |
$104,666 | $1,342,000 |
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| American Indian or Alaskan Native |
10 | $509,000 |
$50,000 | $121,000 |
$64,000 | $183,000 |
| Asian |
11 | $888,000 |
$80,000 | $242,000 |
$65,000 | $149,000 |
| Black or African American |
3 | $466,000 |
$151,500 | $175,000 |
$80,500 | $105,000 |
| Hispanic |
39 | $2,326,000 |
$38,000 | $210,000 |
$41,666 | $195,000 |
| Native Hawaiin or Other Pacific Islander |
4 | $229,000 |
$57,000 | $124,000 |
$63,000 | $84,000 |
| Not applicable |
8 | $640,000 |
$80,000 | $145,000 |
$149,000 | $957,000 |
| Not Provided |
57 | $9,239,000 |
$293,500 | $650,000 |
$516,500 | $946,000 |
| White |
2,988 | $308,460,000 |
$200,000 | $1,300,000 |
$125,200 | $1,342,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,117 | $322,514,000 |
$203,800 | $1,300,000 |
$136,600 | $1,342,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $243,000 |
$87,000 | $105,000 |
$31,000 | $39,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
344 | $38,142,000 |
$79,000 | $930,000 |
$46,600 | $952,000 |
| Application Denied By Financial Institution |
327 | $24,741,000 |
$44,250 | $450,000 |
$40,750 | $1,097,000 |
| Application Withdrawn By Applicant |
111 | $17,027,000 |
$234,500 | $650,000 |
$67,500 | $240,000 |
| File Closed For Incompleteness |
16 | $1,021,000 |
$63,000 | $136,000 |
$48,000 | $142,000 |
| Loan Originated |
2,279 | $237,202,000 |
$228,142 | $1,300,000 |
$183,285 | $1,342,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
43 | $4,624,000 |
$107,000 | $238,000 |
$31,000 | $89,000 |
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| Collateral |
13 | $1,676,000 |
$128,000 | $450,000 |
$83,000 | $200,000 |
| Credit Application Incomplete |
1 | $120,000 |
$120,000 | $120,000 |
$25,000 | $25,000 |
| Credit History |
244 | $15,583,000 |
$64,750 | $373,000 |
$40,500 | $1,097,000 |
| Debt-To-Income Ratio |
81 | $9,545,000 |
$92,333 | $385,000 |
$26,666 | $170,000 |
| Employment History |
4 | $460,000 |
$140,000 | $190,000 |
$59,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
7 | $750,000 |
$98,000 | $260,000 |
$34,500 | $100,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
17 | $918,000 |
$35,000 | $180,000 |
$42,333 | $89,000 |
| Unverifiable Information |
3 | $313,000 |
$108,000 | $145,000 |
$11,000 | $32,000 |
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Mortgage Loan App Totals for F&M BANK- WISCONSIN by:
Metropolitan Area And
County
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