| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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FAIRFIELD COUNTY SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FAIRFIELD COUNTY SAVINGS BANK |
| Address | 67 Wall Street
Norwalk, CT 06852 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2003 |
| Data Years (click a year for detail) | 2003 |
| Total Number of Mortgage Loan Applications Processed | 482 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $121,612,000 |
| Average Mortgage Loan Amount Applied For | $209,500 |
| Highest Mortgage Loan Amount Applied For | $1,600,000 |
| Average Applicant Income | $107,000 |
| Highest Applicant Income | $1,363,000 |
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| Home Improvement (one-to-four family) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase (one-to-four family) |
60 | $15,539,000 |
$258,000 | $975,000 |
$118,000 | $706,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
422 | $106,073,000 |
$251,000 | $1,600,000 |
$117,000 | $1,363,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian or Pacific Islander |
6 | $1,393,000 |
$232,000 | $323,000 |
$110,000 | $160,000 |
| Black |
7 | $1,007,000 |
$143,000 | $240,000 |
$63,000 | $97,000 |
| Hispanic |
8 | $2,087,000 |
$260,000 | $750,000 |
$50,000 | $96,000 |
| Information not provided by applicant in mail or telephone application |
87 | $19,777,000 |
$227,000 | $950,000 |
$169,000 | $1,111,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $115,000 |
$115,000 | $115,000 |
$82,000 | $82,000 |
| White |
373 | $97,233,000 |
$260,000 | $1,600,000 |
$120,000 | $1,363,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
482 | $121,612,000 |
$252,000 | $1,600,000 |
$117,000 | $1,363,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
10 | $4,369,000 |
$436,000 | $1,600,000 |
$157,000 | $407,000 |
| Application Denied By Financial Institution |
15 | $5,215,000 |
$347,000 | $880,000 |
$81,000 | $222,000 |
| Application Withdrawn By Applicant |
6 | $2,208,000 |
$368,000 | $975,000 |
$94,000 | $230,000 |
| File Closed For Incompleteness |
3 | $857,000 |
$285,000 | $310,000 |
$161,000 | $276,000 |
| Loan Originated |
448 | $108,963,000 |
$243,000 | $1,037,000 |
$125,000 | $1,363,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $750,000 |
$750,000 | $750,000 |
$200,000 | $200,000 |
| Credit Application Incomplete |
1 | $275,000 |
$275,000 | $275,000 |
$94,000 | $94,000 |
| Credit History |
7 | $2,221,000 |
$317,000 | $880,000 |
$57,000 | $222,000 |
| Debt-To-Income Ratio |
4 | $1,754,000 |
$438,000 | $750,000 |
$54,000 | $133,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $125,000 |
$125,000 | $125,000 |
$96,000 | $96,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan Application Totals for FAIRFIELD COUNTY SAVINGS BANK by:
Metropolitan Area And
County
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