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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FALCON INTERNATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FALCON INTERNATIONAL BANK |
| Address | 5219 MCPHERSON RD
LAREDO, TX 78041 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 187 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $19,582,000 |
| Average Mortgage Loan Amount Applied For | $120,769 |
| Highest Mortgage Loan Amount Applied For | $3,200,000 |
| Average Applicant Income | $63,307 |
| Highest Applicant Income | $413,000 |
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| Home Improvement |
36 | $761,000 |
$21,000 | $81,000 |
$41,000 | $198,000 |
| Home Purchase |
101 | $14,224,000 |
$140,000 | $3,200,000 |
$66,000 | $413,000 |
| Refinancing |
50 | $4,597,000 |
$91,000 | $341,000 |
$56,000 | $314,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $7,000 |
$7,000 | $7,000 |
$43,000 | $43,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
168 | $17,091,000 |
$101,000 | $3,200,000 |
$61,000 | $413,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
8 | $1,183,000 |
$147,000 | $542,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
10 | $1,301,000 |
$130,000 | $375,000 |
$76,000 | $163,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
187 | $19,582,000 |
$104,000 | $3,200,000 |
$59,000 | $413,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
40 | $1,768,000 |
$44,000 | $146,000 |
$47,000 | $240,000 |
| Application Withdrawn By Applicant |
28 | $2,717,000 |
$97,000 | $341,000 |
$58,000 | $155,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
119 | $15,097,000 |
$126,000 | $3,200,000 |
$63,000 | $413,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
28 | $1,163,000 |
$41,000 | $146,000 |
$53,000 | $240,000 |
| Debt-To-Income Ratio |
5 | $411,000 |
$82,000 | $135,000 |
$24,000 | $47,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
6 | $130,000 |
$21,000 | $50,000 |
$33,000 | $60,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $64,000 |
$64,000 | $64,000 |
$96,000 | $96,000 |
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Mortgage Loan App Totals for FALCON INTERNATIONAL BANK by:
Metropolitan Area And
County
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