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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FALLS BANK C/O SKY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FALLS BANK C/O SKY BANK |
| Address | 137 CLOUGH ST.
BOWLING GREEN, OH 43402-0000 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 27 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,874,000 |
| Average Mortgage Loan Amount Applied For | $238,800 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $168,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
20 | $4,611,000 |
$230,000 | $400,000 |
$84,000 | $152,000 |
| Refinancing |
7 | $1,263,000 |
$180,000 | $600,000 |
$72,000 | $168,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $100,000 |
$100,000 | $100,000 |
$52,000 | $52,000 |
| Hispanic |
1 | $220,000 |
$220,000 | $220,000 |
$87,000 | $87,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
25 | $5,554,000 |
$222,000 | $600,000 |
$84,000 | $168,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
27 | $5,874,000 |
$217,000 | $600,000 |
$81,000 | $168,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $200,000 |
$200,000 | $200,000 |
$105,000 | $105,000 |
| Application Denied By Financial Institution |
2 | $492,000 |
$246,000 | $280,000 |
$55,000 | $99,000 |
| Application Withdrawn By Applicant |
2 | $250,000 |
$125,000 | $150,000 |
$64,000 | $76,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
22 | $4,932,000 |
$224,000 | $600,000 |
$87,000 | $168,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FALLS BANK C/O SKY BANK by:
Metropolitan Area And
County
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