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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FALLS CITY NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FALLS CITY NATIONAL BANK |
| Address | P.O. BOX 339
FALLS CITY, TX 78113 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 44 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,111,000 |
| Average Mortgage Loan Amount Applied For | $74,250 |
| Highest Mortgage Loan Amount Applied For | $242,000 |
| Average Applicant Income | $68,750 |
| Highest Applicant Income | $181,000 |
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| Home Improvement |
8 | $350,000 |
$43,000 | $68,000 |
$72,000 | $120,000 |
| Home Purchase |
28 | $2,343,000 |
$83,000 | $242,000 |
$70,000 | $181,000 |
| Refinancing |
8 | $418,000 |
$52,000 | $100,000 |
$40,000 | $81,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
23 | $1,402,000 |
$60,000 | $161,000 |
$68,000 | $181,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
21 | $1,709,000 |
$81,000 | $242,000 |
$62,000 | $109,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
44 | $3,111,000 |
$70,000 | $242,000 |
$65,000 | $181,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $28,000 |
$28,000 | $28,000 |
$29,000 | $29,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
43 | $3,083,000 |
$71,000 | $242,000 |
$66,000 | $181,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $28,000 |
$28,000 | $28,000 |
$29,000 | $29,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FALLS CITY NATIONAL BANK by:
Metropolitan Area And
County
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