| $3,446,236,491 in Mortgage Loans Applied for in 2008 from 17,391,570 Applications |
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FAMILY FIRST OF NY FEDERAL CU
Mortgage Loans and Application Details
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| Mortgage Company Name |
FAMILY FIRST OF NY FEDERAL CU |
| Address | 2520 BROWNCROFT BLVD
ROCHESTER, NY 14625 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2008 |
| Data Years (click a year for detail) | 2003 2004 2005 2006 2007 2008 |
| Total Number of Mortgage Loan Applications Processed | 71 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,473,000 |
| Average Mortgage Loan Amount Applied For | $106,400 |
| Highest Mortgage Loan Amount Applied For | $425,000 |
| Average Applicant Income | $79,200 |
| Highest Applicant Income | $250,000 |
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| Home Improvement |
19 | $322,000 |
$16,000 | $55,000 |
$84,000 | $216,000 |
| Home Purchase |
23 | $2,634,000 |
$114,000 | $234,000 |
$81,000 | $165,000 |
| Refinancing |
29 | $3,517,000 |
$121,000 | $425,000 |
$91,000 | $250,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $105,000 |
$35,000 | $50,000 |
$44,000 | $80,000 |
| Hispanic |
2 | $218,000 |
$109,000 | $112,000 |
$53,000 | $57,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $148,000 |
$148,000 | $148,000 |
$61,000 | $61,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
65 | $6,002,000 |
$92,000 | $425,000 |
$89,000 | $250,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
71 | $6,473,000 |
$91,000 | $425,000 |
$86,000 | $250,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $573,000 |
$191,000 | $246,000 |
$77,000 | $125,000 |
| Application Withdrawn By Applicant |
7 | $1,031,000 |
$147,000 | $234,000 |
$102,000 | $182,000 |
| File Closed For Incompleteness |
2 | $116,000 |
$58,000 | $61,000 |
$85,000 | $94,000 |
| Loan Originated |
59 | $4,753,000 |
$80,000 | $425,000 |
$84,000 | $250,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $192,000 |
$192,000 | $192,000 |
$66,000 | $66,000 |
| Debt-To-Income Ratio |
1 | $135,000 |
$135,000 | $135,000 |
$41,000 | $41,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan Application Totals for FAMILY FIRST OF NY FEDERAL CU by:
Metropolitan Area And
County
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