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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FARMERS AND MERCHANTS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FARMERS AND MERCHANTS BANK |
| Address | P O BOX 295
CRESCENT, OK 73028 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 99 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,929,000 |
| Average Mortgage Loan Amount Applied For | $158,916 |
| Highest Mortgage Loan Amount Applied For | $1,200,000 |
| Average Applicant Income | $61,000 |
| Highest Applicant Income | $554,000 |
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| Home Improvement |
5 | $148,000 |
$29,000 | $74,000 |
$43,000 | $107,000 |
| Home Purchase |
46 | $3,766,000 |
$81,000 | $1,200,000 |
$62,000 | $216,000 |
| Refinancing |
48 | $2,015,000 |
$41,000 | $213,000 |
$59,000 | $554,000 |
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| American Indian or Alaskan Native |
2 | $87,000 |
$43,000 | $78,000 |
$108,000 | $195,000 |
| Asian |
7 | $379,000 |
$54,000 | $68,000 |
$74,000 | $112,000 |
| Black or African American |
3 | $164,000 |
$54,000 | $83,000 |
$55,000 | $86,000 |
| Hispanic |
1 | $213,000 |
$213,000 | $213,000 |
$554,000 | $554,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $1,451,000 |
$362,000 | $1,200,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
82 | $3,635,000 |
$44,000 | $200,000 |
$54,000 | $216,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
99 | $5,929,000 |
$59,000 | $1,200,000 |
$59,000 | $554,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $329,000 |
$41,000 | $115,000 |
$45,000 | $86,000 |
| Application Withdrawn By Applicant |
8 | $324,000 |
$40,000 | $113,000 |
$31,000 | $62,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
83 | $5,276,000 |
$63,000 | $1,200,000 |
$64,000 | $554,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FARMERS AND MERCHANTS BANK by:
Metropolitan Area And
County
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