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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FARMERS BANK AND TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
FARMERS BANK AND TRUST COMPANY |
| Address | 400 W. MAIN STREET, P. O. BOX 688
BLYTHEVILLE, AR 72316 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 253 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $41,949,000 |
| Average Mortgage Loan Amount Applied For | $135,629 |
| Highest Mortgage Loan Amount Applied For | $1,600,000 |
| Average Applicant Income | $80,222 |
| Highest Applicant Income | $410,000 |
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| Home Improvement |
30 | $1,721,000 |
$57,000 | $578,000 |
$60,000 | $172,000 |
| Home Purchase |
158 | $30,036,000 |
$190,000 | $1,600,000 |
$78,000 | $400,000 |
| Refinancing |
65 | $10,192,000 |
$156,000 | $1,400,000 |
$85,000 | $410,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $238,000 |
$238,000 | $238,000 |
$110,000 | $110,000 |
| Black or African American |
40 | $2,305,000 |
$57,000 | $340,000 |
$55,000 | $130,000 |
| Hispanic |
4 | $305,000 |
$76,000 | $101,000 |
$40,000 | $56,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $3,547,000 |
$295,000 | $1,144,000 |
$4,000 | $48,000 |
| Not Provided |
16 | $3,503,000 |
$218,000 | $616,000 |
$77,000 | $215,000 |
| White |
180 | $32,051,000 |
$178,000 | $1,600,000 |
$88,000 | $410,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
249 | $41,199,000 |
$165,000 | $1,600,000 |
$78,000 | $410,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
4 | $750,000 |
$187,000 | $213,000 |
$77,000 | $109,000 |
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| Application Approved But Not Accepted |
2 | $1,109,000 |
$554,000 | $1,000,000 |
$119,000 | $180,000 |
| Application Denied By Financial Institution |
16 | $2,041,000 |
$127,000 | $1,400,000 |
$48,000 | $410,000 |
| Application Withdrawn By Applicant |
6 | $1,128,000 |
$188,000 | $365,000 |
$74,000 | $119,000 |
| File Closed For Incompleteness |
4 | $298,000 |
$74,000 | $121,000 |
$47,000 | $84,000 |
| Loan Originated |
225 | $37,373,000 |
$166,000 | $1,600,000 |
$80,000 | $400,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FARMERS BANK AND TRUST COMPANY by:
Metropolitan Area And
County
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