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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FARMERS BANK OF COOK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FARMERS BANK OF COOK |
| Address | 129 WEST MAIN
COOK, NE 68329 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 134 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,295,000 |
| Average Mortgage Loan Amount Applied For | $46,000 |
| Highest Mortgage Loan Amount Applied For | $300,000 |
| Average Applicant Income | $103,714 |
| Highest Applicant Income | $1,832,000 |
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| Home Improvement |
24 | $573,000 |
$23,000 | $83,000 |
$63,000 | $146,000 |
| Home Purchase |
17 | $795,000 |
$46,000 | $172,000 |
$47,000 | $142,000 |
| Refinancing |
93 | $4,927,000 |
$52,000 | $300,000 |
$159,000 | $1,832,000 |
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| American Indian or Alaskan Native |
1 | $57,000 |
$57,000 | $57,000 |
$72,000 | $72,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $60,000 |
$60,000 | $60,000 |
$43,000 | $43,000 |
| Hispanic |
1 | $13,000 |
$13,000 | $13,000 |
$47,000 | $47,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $405,000 |
$81,000 | $240,000 |
$0 | $0 |
| Not Provided |
1 | $13,000 |
$13,000 | $13,000 |
$33,000 | $33,000 |
| White |
125 | $5,747,000 |
$45,000 | $300,000 |
$135,000 | $1,832,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
134 | $6,295,000 |
$46,000 | $300,000 |
$128,000 | $1,832,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
8 | $194,000 |
$24,000 | $80,000 |
$32,000 | $49,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
126 | $6,101,000 |
$48,000 | $300,000 |
$134,000 | $1,832,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $26,000 |
$13,000 | $16,000 |
$47,000 | $47,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $80,000 |
$80,000 | $80,000 |
$49,000 | $49,000 |
| Employment History |
1 | $37,000 |
$37,000 | $37,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $25,000 |
$25,000 | $25,000 |
$36,000 | $36,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $13,000 |
$6,000 | $12,000 |
$24,000 | $36,000 |
| Unverifiable Information |
1 | $13,000 |
$13,000 | $13,000 |
$33,000 | $33,000 |
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Mortgage Loan App Totals for FARMERS BANK OF COOK by:
Metropolitan Area And
County
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