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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FARMERS BANK & TRUST, N.A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
FARMERS BANK & TRUST, N.A. |
| Address | 1017 HARRISON
GREAT BEND, KS 67530 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 208 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,570,000 |
| Average Mortgage Loan Amount Applied For | $89,941 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $49,352 |
| Highest Applicant Income | $860,000 |
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| Home Improvement |
15 | $353,000 |
$23,000 | $120,000 |
$96,000 | $860,000 |
| Home Purchase |
94 | $5,282,000 |
$56,000 | $1,400,000 |
$45,000 | $340,000 |
| Refinancing |
99 | $5,935,000 |
$59,000 | $701,000 |
$57,000 | $373,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
12 | $376,000 |
$31,000 | $130,000 |
$36,000 | $57,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
11 | $1,350,000 |
$122,000 | $701,000 |
$6,000 | $37,000 |
| Not Provided |
1 | $30,000 |
$30,000 | $30,000 |
$17,000 | $17,000 |
| White |
184 | $9,814,000 |
$53,000 | $1,400,000 |
$59,000 | $860,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
208 | $11,570,000 |
$55,000 | $1,400,000 |
$54,000 | $860,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $9,000 |
$9,000 | $9,000 |
$21,000 | $21,000 |
| Application Denied By Financial Institution |
21 | $2,224,000 |
$105,000 | $1,400,000 |
$48,000 | $340,000 |
| Application Withdrawn By Applicant |
4 | $234,000 |
$58,000 | $70,000 |
$22,000 | $57,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
182 | $9,103,000 |
$50,000 | $701,000 |
$56,000 | $860,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
1 | $25,000 |
$25,000 | $25,000 |
$24,000 | $24,000 |
| Credit History |
16 | $619,000 |
$38,000 | $75,000 |
$34,000 | $88,000 |
| Debt-To-Income Ratio |
2 | $155,000 |
$77,000 | $130,000 |
$42,000 | $54,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $1,425,000 |
$712,000 | $1,400,000 |
$185,000 | $340,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FARMERS BANK & TRUST, N.A. by:
Metropolitan Area And
County
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