|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FARMERS & MERCHANTS BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FARMERS & MERCHANTS BANK |
| Address | 41 SOUTH FIRST ST
MIAMISBURG, OH 45342 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 68 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,484,000 |
| Average Mortgage Loan Amount Applied For | $88,000 |
| Highest Mortgage Loan Amount Applied For | $368,000 |
| Average Applicant Income | $97,500 |
| Highest Applicant Income | $434,000 |
|
|
|
| Home Improvement |
8 | $225,000 |
$28,000 | $65,000 |
$70,000 | $125,000 |
| Home Purchase |
36 | $3,521,000 |
$97,000 | $208,000 |
$131,000 | $434,000 |
| Refinancing |
24 | $1,738,000 |
$72,000 | $368,000 |
$48,000 | $140,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
3 | $504,000 |
$168,000 | $368,000 |
$74,000 | $123,000 |
| Not Provided |
2 | $164,000 |
$82,000 | $140,000 |
$73,000 | $112,000 |
| White |
63 | $4,816,000 |
$76,000 | $208,000 |
$96,000 | $434,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
68 | $5,484,000 |
$80,000 | $368,000 |
$95,000 | $434,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
2 | $100,000 |
$50,000 | $75,000 |
$40,000 | $56,000 |
| Application Denied By Financial Institution |
1 | $140,000 |
$140,000 | $140,000 |
$34,000 | $34,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
65 | $5,244,000 |
$80,000 | $368,000 |
$97,000 | $434,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FARMERS & MERCHANTS BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
