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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FARMERS SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FARMERS SAVINGS BANK |
| Address | 305 DOTY ST
MINERAL POINT, WI 53565 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 329 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,370,000 |
| Average Mortgage Loan Amount Applied For | $81,300 |
| Highest Mortgage Loan Amount Applied For | $352,000 |
| Average Applicant Income | $41,000 |
| Highest Applicant Income | $240,000 |
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| Home Improvement |
45 | $2,318,000 |
$51,000 | $325,000 |
$65,000 | $159,000 |
| Home Purchase |
71 | $8,069,000 |
$113,000 | $347,000 |
$53,000 | $133,000 |
| Refinancing |
213 | $16,983,000 |
$79,000 | $352,000 |
$54,000 | $240,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
23 | $1,843,000 |
$80,000 | $191,000 |
$6,000 | $96,000 |
| Not Provided |
2 | $124,000 |
$62,000 | $104,000 |
$68,000 | $91,000 |
| White |
304 | $25,403,000 |
$83,000 | $352,000 |
$59,000 | $240,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
329 | $27,370,000 |
$83,000 | $352,000 |
$55,000 | $240,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $85,000 |
$42,000 | $65,000 |
$65,000 | $91,000 |
| Application Denied By Financial Institution |
21 | $2,908,000 |
$138,000 | $347,000 |
$48,000 | $95,000 |
| Application Withdrawn By Applicant |
10 | $1,199,000 |
$119,000 | $325,000 |
$63,000 | $159,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
296 | $23,178,000 |
$78,000 | $352,000 |
$55,000 | $240,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $347,000 |
$347,000 | $347,000 |
$95,000 | $95,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
12 | $1,347,000 |
$112,000 | $266,000 |
$48,000 | $92,000 |
| Debt-To-Income Ratio |
5 | $868,000 |
$173,000 | $203,000 |
$47,000 | $67,000 |
| Employment History |
2 | $216,000 |
$108,000 | $124,000 |
$48,000 | $54,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FARMERS SAVINGS BANK by:
Metropolitan Area And
County
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