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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FARMERS STATE BANK OF CALHAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
FARMERS STATE BANK OF CALHAN |
| Address | 458 COLORADO AVENUE, P O BOX 9
CALHAN, CO 80808 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 97 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,785,000 |
| Average Mortgage Loan Amount Applied For | $48,600 |
| Highest Mortgage Loan Amount Applied For | $455,000 |
| Average Applicant Income | $105,600 |
| Highest Applicant Income | $1,008,000 |
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| Home Improvement |
34 | $1,259,000 |
$37,000 | $180,000 |
$66,000 | $244,000 |
| Home Purchase |
32 | $4,663,000 |
$145,000 | $455,000 |
$135,000 | $1,008,000 |
| Refinancing |
31 | $2,863,000 |
$92,000 | $247,000 |
$73,000 | $561,000 |
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| American Indian or Alaskan Native |
1 | $247,000 |
$247,000 | $247,000 |
$46,000 | $46,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
6 | $457,000 |
$76,000 | $197,000 |
$79,000 | $133,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $1,126,000 |
$160,000 | $385,000 |
$220,000 | $1,008,000 |
| Not Provided |
1 | $45,000 |
$45,000 | $45,000 |
$65,000 | $65,000 |
| White |
82 | $6,910,000 |
$84,000 | $455,000 |
$82,000 | $778,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
97 | $8,785,000 |
$90,000 | $455,000 |
$91,000 | $1,008,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
5 | $505,000 |
$101,000 | $180,000 |
$71,000 | $119,000 |
| Application Denied By Financial Institution |
10 | $407,000 |
$40,000 | $150,000 |
$46,000 | $67,000 |
| Application Withdrawn By Applicant |
2 | $120,000 |
$60,000 | $75,000 |
$54,000 | $65,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
80 | $7,753,000 |
$96,000 | $455,000 |
$99,000 | $1,008,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $11,000 |
$11,000 | $11,000 |
$48,000 | $48,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $92,000 |
$18,000 | $56,000 |
$46,000 | $66,000 |
| Debt-To-Income Ratio |
2 | $250,000 |
$125,000 | $150,000 |
$45,000 | $67,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $20,000 |
$20,000 | $20,000 |
$45,000 | $45,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
1 | $34,000 |
$34,000 | $34,000 |
$46,000 | $46,000 |
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Mortgage Loan App Totals for FARMERS STATE BANK OF CALHAN by:
Metropolitan Area And
County
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