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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FARMERS STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
FARMERS STATE BANK |
| Address | 128 E. DAKOTA ST./ P.O. BOX C
SPRING VALLEY, IL 61362 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 69 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,560,000 |
| Average Mortgage Loan Amount Applied For | $144,333 |
| Highest Mortgage Loan Amount Applied For | $325,000 |
| Average Applicant Income | $65,166 |
| Highest Applicant Income | $212,000 |
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| Home Improvement |
1 | $15,000 |
$15,000 | $15,000 |
$82,000 | $82,000 |
| Home Purchase |
17 | $2,422,000 |
$135,000 | $325,000 |
$55,500 | $212,000 |
| Refinancing |
51 | $7,123,000 |
$139,000 | $288,000 |
$70,000 | $201,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $178,000 |
$178,000 | $178,000 |
$99,000 | $99,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
68 | $9,382,000 |
$132,500 | $325,000 |
$55,500 | $212,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
69 | $9,560,000 |
$132,500 | $325,000 |
$56,500 | $212,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
3 | $356,000 |
$118,000 | $141,000 |
$32,000 | $48,000 |
| Application Withdrawn By Applicant |
4 | $589,000 |
$147,000 | $198,000 |
$76,000 | $104,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
62 | $8,615,000 |
$133,000 | $325,000 |
$60,500 | $212,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $241,000 |
$120,000 | $141,000 |
$44,000 | $48,000 |
| Debt-To-Income Ratio |
1 | $115,000 |
$115,000 | $115,000 |
$9,000 | $9,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FARMERS STATE BANK by:
Metropolitan Area And
County
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