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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FELICIANA BANK & TRUST COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
FELICIANA BANK & TRUST COMPANY |
| Address | P.O. BOX 247 10926 HWY 67
CLINTON, LA 70722 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 115 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,674,000 |
| Average Mortgage Loan Amount Applied For | $121,833 |
| Highest Mortgage Loan Amount Applied For | $505,000 |
| Average Applicant Income | $90,333 |
| Highest Applicant Income | $1,637,000 |
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| Home Improvement |
21 | $1,018,000 |
$48,000 | $346,000 |
$74,000 | $240,000 |
| Home Purchase |
49 | $4,426,000 |
$90,000 | $291,000 |
$107,000 | $1,637,000 |
| Refinancing |
47 | $3,335,000 |
$70,000 | $505,000 |
$53,000 | $250,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $291,000 |
$291,000 | $291,000 |
$30,000 | $30,000 |
| Black or African American |
40 | $1,990,000 |
$49,000 | $279,000 |
$79,000 | $1,637,000 |
| Hispanic |
1 | $50,000 |
$50,000 | $50,000 |
$135,000 | $135,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
2 | $294,000 |
$147,000 | $149,000 |
$313,000 | $430,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
73 | $6,154,000 |
$84,000 | $505,000 |
$74,000 | $650,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
117 | $8,779,000 |
$75,000 | $505,000 |
$80,000 | $1,637,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
2 | $310,000 |
$155,000 | $250,000 |
$87,000 | $132,000 |
| Application Denied By Financial Institution |
6 | $752,000 |
$125,000 | $291,000 |
$54,000 | $132,000 |
| Application Withdrawn By Applicant |
2 | $225,000 |
$112,000 | $175,000 |
$48,000 | $78,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
107 | $7,492,000 |
$70,000 | $505,000 |
$81,000 | $1,637,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $55,000 |
$55,000 | $55,000 |
$132,000 | $132,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $697,000 |
$139,000 | $291,000 |
$38,000 | $60,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FELICIANA BANK & TRUST COMPANY by:
Metropolitan Area And
County
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