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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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FIBERGLAS FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
FIBERGLAS FEDERAL CREDIT UNION |
| Address | 18 N SECOND STREET
NEWARK, OH 43055 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 137 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,758,000 |
| Average Mortgage Loan Amount Applied For | $101,400 |
| Highest Mortgage Loan Amount Applied For | $260,000 |
| Average Applicant Income | $54,000 |
| Highest Applicant Income | $175,000 |
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| Home Improvement |
35 | $663,000 |
$18,000 | $55,000 |
$62,000 | $175,000 |
| Home Purchase |
41 | $3,993,000 |
$97,000 | $201,000 |
$46,000 | $93,000 |
| Refinancing |
69 | $4,726,000 |
$68,000 | $260,000 |
$51,000 | $122,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $19,000 |
$19,000 | $19,000 |
$33,000 | $33,000 |
| Hispanic |
3 | $52,000 |
$17,000 | $25,000 |
$43,000 | $70,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $30,000 |
$30,000 | $30,000 |
$65,000 | $65,000 |
| White |
140 | $9,281,000 |
$66,000 | $260,000 |
$52,000 | $175,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
145 | $9,382,000 |
$64,000 | $260,000 |
$52,000 | $175,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $244,000 |
$81,000 | $111,000 |
$39,000 | $51,000 |
| Application Denied By Financial Institution |
1 | $67,000 |
$67,000 | $67,000 |
$27,000 | $27,000 |
| Application Withdrawn By Applicant |
13 | $1,147,000 |
$88,000 | $200,000 |
$47,000 | $72,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
128 | $7,924,000 |
$61,000 | $260,000 |
$53,000 | $175,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $67,000 |
$67,000 | $67,000 |
$27,000 | $27,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for FIBERGLAS FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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