|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIBRE FEDERAL CREDIT UNION
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIBRE FEDERAL CREDIT UNION |
| Address | P.O. BOX 1786
LONGVIEW, WA 98632 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 214 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $20,278,000 |
| Average Mortgage Loan Amount Applied For | $79,875 |
| Highest Mortgage Loan Amount Applied For | $2,600,000 |
| Average Applicant Income | $62,250 |
| Highest Applicant Income | $316,000 |
|
|
|
| Home Improvement |
42 | $3,133,000 |
$74,000 | $516,000 |
$63,000 | $168,000 |
| Home Purchase |
39 | $4,294,000 |
$110,000 | $617,000 |
$56,000 | $316,000 |
| Refinancing |
135 | $12,978,000 |
$96,000 | $2,600,000 |
$75,000 | $225,000 |
|
|
| American Indian or Alaskan Native |
3 | $253,000 |
$84,000 | $106,000 |
$44,000 | $67,000 |
| Asian |
2 | $101,000 |
$50,000 | $63,000 |
$41,000 | $46,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
2 | $96,000 |
$48,000 | $69,000 |
$75,000 | $105,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $186,000 |
$62,000 | $118,000 |
$47,000 | $69,000 |
| White |
206 | $19,769,000 |
$95,000 | $2,600,000 |
$70,000 | $316,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
216 | $20,405,000 |
$94,000 | $2,600,000 |
$69,000 | $316,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
33 | $2,591,000 |
$78,000 | $516,000 |
$48,000 | $168,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
183 | $17,814,000 |
$97,000 | $2,600,000 |
$73,000 | $316,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
1 | $78,000 |
$78,000 | $78,000 |
$64,000 | $64,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $609,000 |
$55,000 | $121,000 |
$47,000 | $85,000 |
| Debt-To-Income Ratio |
11 | $1,045,000 |
$95,000 | $344,000 |
$45,000 | $107,000 |
| Employment History |
4 | $642,000 |
$160,000 | $516,000 |
$65,000 | $168,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
4 | $132,000 |
$33,000 | $70,000 |
$46,000 | $77,000 |
| Unverifiable Information |
2 | $85,000 |
$42,000 | $60,000 |
$26,000 | $44,000 |
|
Mortgage Loan App Totals for FIBRE FEDERAL CREDIT UNION by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
