|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
FIDELITY BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
FIDELITY BANK |
| Address | 100 S. MAIN ST
FUQUAY-VARINA, NC 27526 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 459 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $40,702,000 |
| Average Mortgage Loan Amount Applied For | $116,391 |
| Highest Mortgage Loan Amount Applied For | $975,000 |
| Average Applicant Income | $73,369 |
| Highest Applicant Income | $675,000 |
|
|
|
| Home Improvement |
98 | $4,327,000 |
$44,000 | $409,000 |
$57,000 | $509,000 |
| Home Purchase |
224 | $23,093,000 |
$103,000 | $975,000 |
$58,000 | $357,000 |
| Refinancing |
137 | $13,282,000 |
$96,000 | $914,000 |
$75,000 | $675,000 |
|
|
| American Indian or Alaskan Native |
1 | $40,000 |
$40,000 | $40,000 |
$47,000 | $47,000 |
| Asian |
2 | $439,000 |
$219,000 | $400,000 |
$124,000 | $156,000 |
| Black or African American |
59 | $2,298,000 |
$38,000 | $250,000 |
$39,000 | $191,000 |
| Hispanic |
30 | $1,117,000 |
$37,000 | $150,000 |
$39,000 | $215,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
61 | $9,863,000 |
$161,000 | $975,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
306 | $26,945,000 |
$88,000 | $914,000 |
$82,000 | $675,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
459 | $40,702,000 |
$88,000 | $975,000 |
$63,000 | $675,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
11 | $619,000 |
$56,000 | $155,000 |
$56,000 | $147,000 |
| Application Denied By Financial Institution |
50 | $2,023,000 |
$40,000 | $157,000 |
$38,000 | $110,000 |
| Application Withdrawn By Applicant |
12 | $672,000 |
$56,000 | $150,000 |
$45,000 | $91,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
386 | $37,388,000 |
$96,000 | $975,000 |
$67,000 | $675,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for FIDELITY BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
